Nissan Lease & Financing near Sarasota


Nissan Finance & Leasing

At Nissan of Bradenton

Welcome to Nissan of Bradenton Finance Department, your auto loan and car lease resource. We're happy to assist you with the financing for your new or used car.  At Nissan of Bradenton, both of our Business Managers are trained to help you with your funding needs, in addition to adding the protection packages you need for your new or used vehicles.

When you come down to our Sarasota area car dealership ask to speak with our finance manager.
Both are very experienced with the finance portion of your investment and have outstanding relationships with the lenders in our area.  They are also well trained with the latest and most effective products, to protect and enhance your car. They can also assist you with any questions you may have about your car, the process, and all the products.

When you're ready to move forward with buying a new Nissan or used car in Bradenton visit our Finance Specials section on our website, to see some of the latest offerings from our Finance Department or click here for a detailed finance application that will allow you to apply from the comfort of your home.  Once we have the good news we will contact you with all the details!

Have questions?  Check out the FAQ below and if you need additional information give us a call!

What is GAP Insurance?

Guaranteed Asset Protection, also known as Total Loss Protection, is insurance that  provides valuable protection during the early years of your car's life if you have a loan or a lease.
If a loss occurs, GAP insurance will pay the difference between the actual cash value of the vehicle and the current outstanding balance on your loan or lease. Gap Insurance protects your vehicle lease or loan. Sometimes it will also pay your regular insurance deductible. 
If your vehicle has been totaled by accident, theft, fire, flood, tornado, vandalism, or hurricanes your insurance company typically pays the actual cash value. That may be less than its actual retail value. It is often considerably less than the actual amount you still owe on your loan or the amount due for a lease payoff.
The amount between your insurance deductible and the loss from this financial shortfall is the "gap" you can be left owing.  Car owners often assume that if their car is totaled, it will be replaced at the amount they paid, or at least the amount they owe. This is not so. Many car insurance companies offer a GAP option (Loan/Lease Gap Insurance) as an optional coverage that is available with physical damage coverage.

What about the warranty?

The Nissan Warranty - Quality that Lasts. Nissan?s New Vehicle Limited Warranty includes 36-month/36,000-mile coverage, and 5-year/60,000-mile limited power train coverage.   But what if your purchasing a pre-owned Nissan, or another brand from us? Options - Options - Options!

The best protection for your Nissan. Security+Plus Vehicle Protection Plans provide quality vehicle service and protection by Nissan-trained technicians for your new or Pre-Owned Nissan.

Excellent service and long-term peace of mind. Maintenance+Plus provides four different service plans with five time and mileage options designed to fit a variety of personal driving habits.

For a non-Nissan pre-owned vehicle, QualityGuard+Plus® Vehicle Protection Plans can offer you long-term mechanical protection for the most critical vehicle components during the terms of the service contract.


Buying VS. Leasing

Should I buy the car or lease the car?

Lease versus buy? The answer is - it depends. It's not possible to simply say that one is always better than the other because the answer depends on the specifics of each individual situation. Leases and purchase loans are simply two different methods of automobile financing. One finances the use of a vehicle; the other finances the purchase of a vehicle. Each has its own benefits and drawbacks. When making a 'lease or buy' decision you must look not only at financial comparisons but also at your own personal priorities - what's important to you. Is having a new vehicle every two or three years with no major repair risks more important than long-term cost? Or are long term cost savings more important than lower monthly payments? Is having some ownership in your vehicle more important than low up-front costs and no down payment? Is it important to you to pay off your vehicle and be debt-free for a while, even if it means higher monthly payments for the first few years?

Buying and leasing are different. When you buy, you pay for the entire cost of a vehicle, regardless of how many miles you drive it. You typically make a down payment, pay sales taxes in cash or roll them into your loan, and pay an interest rate determined by your loan company, based on your credit history. You make your first payment a month after you sign your contract. Later, you may decide to sell or trade the vehicle for its depreciated resale value. When you lease, you pay for only a portion of a vehicle's cost, which is the part that you "use up" during the time you're driving it. You have the option of not making a down payment, you pay sales tax only on your monthly payments (in most states), and you pay a financial rate, called money factor, that is similar to the interest on a loan. You may also be required to pay fees and possibly a security deposit that you don't pay when you buy. You make your first payment at the time you sign your contract - for the month ahead. At lease-end, you may either return the vehicle, or purchase it for its depreciated resale value.

Lease or buy? It depends on what's most important to you. All of us have different lifestyles and priorities - in cars and in finances. Car lease-versus-buy decisions must be made with your own lifestyle and priority attributes in mind. What's right for one person can be totally wrong for another. Lease - If you enjoy driving a new car every two or three years, want lower monthly payments, like having a car that has the latest safety features and is always under warranty, don't like trading and selling used cars, don't care about building ownership equity, have a stable predictable lifestyle, drive an average number of miles, properly maintain your cars, are willing to pay more over the long haul to get these benefits, and understand how leasing works, then you should lease. BUY - If you don't mind higher monthly payments, prefer to build up trade-in or resale value (equity), like the idea of having ownership, like paying off your loan to be payment-free for a while, don't mind the unexpected cost of repairs after warranty has expired, drive more than average miles, prefer to drive your cars for years to spread out the cost, like to customize your cars, expect lifestyle changes in the near future, and don't like the risk of possible lease-end charges - then you should buy.

SignatureLEASE® from Nissan: Nissan's SignatureLEASE® offers more choices than your average lease program. Terms range from 24-60 months, with 12-month terms available upon request. For more details, see Nissan of Bradenton. Remember, by leasing a vehicle, you can usually get a bigger, better-equipped car than you could afford to purchase, enjoy a new car every few years, pay only for the portion of the car's life that you use (which means a lower monthly payment), receive tax benefits if used for business (depending on the lease, state, and tax laws), invest any savings in appreciating assets (such as stocks, bonds, etc.), spread applicable sales tax across monthly payments (varies by state), enjoy end-of-lease options: you can buy the car, lease another vehicle, or explore other choices.



Nissan of Bradenton

1611 Cortez Road West
Hours & Directions Bradenton, FL 34207

  • Sales: (941) 755-1571
  • Service: (888) 486-5917
  • Parts: (888) 960-0501


  • Monday 8:30am-8:00pm
  • Tuesday 8:30am-8:00pm
  • Wednesday 8:30am-8:00pm
  • Thursday 8:30am-8:00pm
  • Friday 8:30am-8:00pm
  • Saturday 8:00am-6:00pm
  • Sunday 11:00am-4:00pm